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The Tax-Smart Edge for Modern Investors

CGai is the missing piece in your investing strategy, helping you keep more of what you’ve earned - potentially thousands of dollars every year. The CGai app brings the tax strategies used by elite funds to your smartphone, simplified and built for investors like you. 

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$1,750

Total tax savings

The CGai advantage

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Keep more of your investment gains

From newbies to seasoned investors, we help you reduce your capital gain taxes

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Continue to guide your investment strategy

Your existing portfolio becomes tax-smart as-is,
no transfers required

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Stay focused on the big picture, not the chores

CGai tracks Tax Lots, Wash Sale periods, and related details

Security

  • CGai gets a read-only copy of your positions from your broker.

  • The app cannot trade and cannot move cash. It's not a broker, not a bank.

  • You authorize your broker to give CGai this information through direct interaction and authentication with your broker. CGai never sees your credentials.

  • Data communication is over Mastercard Inc. infrastructure. You benefit from bank-level security.

  • Disconnect a brokerage account any time with just a few clicks.

  • Purge your CGai account and all its broker connections with a single click. 

How CGai works

STEP #1: CONNECT YOUR ACCOUNTS

  • With CGai you stay in control: You continue to invest and trade yourself. CGai is not a money manager and not an ETF.

  • Connect CGai to your broker accounts. Your broker manages the authentication -- not us. We never see your credentials.

  • We get a read-only copy of trades and positions you authorized your broker to give us. The app cannot trade or move money.

  • We partnered with Mastercard Inc. to facilitate the data transmission. You benefit from world class, top notch security.

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STEP #2: ASSESS THE SITUATION

  • CGai will immediately calculate your tax liability for the current year and show how much capital gain/loss you have accumulated so far, across all your broker accounts.

  • For the first time ever, you know where you stand. You heard on that podcast that you shouldn't wait until April of next year to learn how much this whole thing costs, right? Now you can.

  • This user on the left has generated $4,853 in capital gains so far this year. That's awesome, but she cannot spend it all on that Gucci bag yet, because she'll be slapped with a $1,615 tax bill on it. At least now, with CGai, she knows! No more April "surprises".​

STEP #3: IMPROVE THE SITUATION

  • CGai will immediately start looking for ways boost your tax offsets, drive down your tax bill and help you keep more of your gains.

  • For the user on the right, CGai identified 3 opportunities to "stash" some $2,000 worth of tax offsets in this user's various accounts.

  • As shown at the bottom of this screen for the MAGS trade, CGai gives you complete instructions of what to trade where.

  • This grudge work is not your problem: CGai does it all for you. If you like the recommendation - you go ahead and trade it. Easy money.

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YOUR CPA WILL BE IMPRESSED

  • CGai will continue to monitor the markets and their impact on your portfolio.

  • CGai will send you notifications when opportunities present themselves. You trade on those recommendations if you want.

  • You stay focused on the companies you believe in. If you're right -- CGai will make you more right by leaving more money in your pocket after tax. If you're wrong, CGai will make you less wrong by cutting your tax bill. It's that simple.​

Pricing & availability

CapitalGain.AI is free at this time.

CapitalGain.AI is available to US citizens 18 years or older.

Supported brokers
Fidelity
Schwab
Vanguard
E*Trade
Robinhood
Merrill Lynch
JP Morgan Chase
Morgan Stanley
Goldman Sachs
Citibank
Wells Fargo
Bank of America
More...

Brokers on the to-do list
Interactive Brokers
Coinbase
Kraken
Webull
Kalshi
eToro

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